With dark mornings and evenings causing reduced visibility and frosty wintery weather making roads and pavements slippery, it's no surprise that the roads can be a hazardous place for Britain's cyclists at this time of year. But now a survey* commissioned by leading health care cash plan provider Sovereign Health Care has revealed just how common daily cycling injuries really are in the UK.

The national survey showed that on average, British cyclists experience 97 cut faces, 13 concussions, 8 broken fingers, 7 broken wrists, 6 broken noses and 2 broken legs every day.  Hundreds of minor injuries such as cuts and scrapes also occur on a daily basis; an ever- increasing risk as the weather gets colder and conditions become more difficult to manage on the roads.

Sovereign Health Care's chief executive, Russ Piper, said: “Cyclists are particularly vulnerable in winter as dark nights and wet surfaces leave them at greater risk.  Even minor injuries such as cuts and sprains can result in time off work and unexpected costs such as prescription charges and ongoing treatment such as physiotherapy. This is where a health care cash plan can really be of benefit.”

Top ten injuries experienced by UK cyclists per day:

  1. 449 people with cuts to their knees
  2. 221 people with cuts to their elbow
  3. 204 people with cut legs
  4. 182 with cut arms
  5. 97 cut faces
  6. 72 cut hands
  7. 33 sprained wrists
  8. 31 sprained ankles
  9. 14 sprained arms
  10. 13 concussions

What's more, cyclists also need to be wary of other road users, with an average of 67 cyclists per day claiming to have had a collision with a car in the UK.  And it's not just car drivers who need to take care when sharing the road with cyclists, as 75 cyclists per day report narrowly missing a clash with a bus, while 220 cyclists report having a near miss with a pedestrian.

Whether it's NHS or private treatment, cash plans allow people to claim back a percentage of theireveryday health care costs such as physiotherapy, hospital stays, prescription charges and even holistic therapies following minor accidents. This can help make treatment more affordable and accessible, particularly for those individuals and families who may be struggling to stretch the household budget.

Russ adds: “Health care cash plans are different to many other forms of insurance including private medical insurance; they are designed to pay out for everyday things and help individuals support their health and wellbeing. You can be perfectly healthy and still benefit!”